The sluggard will not plow because of winter, therefore he will beg in harvest and have nothing. Do not love sleep, or else you will come to poverty; open your eyes, and be satisfied with bread (20:4, 13). The sluggard says, "There is a lion outside! I will be slain in the streets!" (22:13). The drunkard and the glutton will come to poverty, and drowsiness will clothe them with rags (23:21). Proverbs 24:30-34 says, "I passed by the field of the sluggard,/And by the vineyard of the man lacking sense;/And there it was, all overgrown with thorns;/Its surface was covered with nettles,/And its stone wall was broken down./When I looked, I considered it;/I saw it and received instruction:/A little sleep, a little slumber,/A little folding of the hands to rest,/And your poverty will come upon you like a robber,/And your want, like an armed man." The sluggard says, "There is a roaring lion on the way; a lion is in the streets!" As the door turns upon its hinges, so does the sluggard upon his bed. The sluggard buries his hand in the dish; he gets weary by bringing it to his mouth again. The sluggard is wiser in his own eyes than seven men who can answer discreetly (26:13-16). The desire of the sluggard puts him to death, for his hands refuse to work (21:25).
Proverbs 20:16 says, "Take his garment when he becomes a surety for a stranger, and hold the pledge when he becomes surety for foreigners." Do not be one of those who give their hand as a pledge, or one of those who are a surety for debts. If you have nothing with which to pay, why should your bed be taken away from under you? (22:26-27). Take the garment of him who is surety for a stranger, and hold one in pledge who is surety for a foreign woman (27:13).
Whoever guards his mouth and his tongue keeps his soul from troubles (21:23). He who goes about as a gossip reveals secrets; therefore do not associate with one who opens his lips wide (20:19). Proverbs 29:20 says, "Do you see a man who is hasty in his words?/There is more hope for a fool than for him." It is a snare to a man to rashly say, "It is holy," and after making the vows to begin to consider (20:25).